Helena, Montana · Lewis and Clark County
Wilder Street Apartments
Wilder Street Apartments is a low-income housing tax credit (Section 42) property at 1607-1631wilder Street, Helena, MT 59601 with 31 income-restricted apartments out of 31, placed in service in 2005. In 2026 a household of four qualifies for a 60% unit here with income up to $70,620, and a 60% two-bedroom can charge at most $1,588 a month in gross rent.
Equal housing opportunity. Fair Housing Act protections apply, and tax credit properties can't turn down a Housing Choice voucher. Report discrimination to HUD at 1‑800‑669‑9777. LIHTC Atlas doesn't own, manage or rent these apartments.
Full fair housing notice
Tax credit properties must follow the Fair Housing Act, which bars discrimination because of race, color, religion, sex, disability, familial status or national origin, and they may not refuse an applicant because the applicant holds a Housing Choice (Section 8) voucher (IRC 42(h)(6)(B)(iv)). Properties HUD lists as senior housing may limit who lives there by age only as the Fair Housing Act's housing-for-older-persons exemption allows. To report housing discrimination, call HUD at 1‑800‑669‑9777.
LIHTC Atlas does not own, manage or rent these apartments and does not take applications. Contact each property's management for availability, rents and income rules. Listings come from HUD's database and may be out of date.
Property facts
- Address
- 1607-1631wilder Street, Helena, MT 59601 (map)
- County
- Lewis and Clark County
- Apartments
- 31
- Income-restricted apartments
- 31
- Bedrooms
- 23 one-bedrooms, 8 two-bedrooms
- Placed in service
- 2005
- Credits allocated
- 2004
- Construction
- New construction
- Credit type
- Both 4% and 9%
- Tax-exempt bond financing
- No
- Nonprofit sponsor
- No
- Rental assistance
- None reported
- Census tract (2020)
- 30049000702
- HUD project ID
- MTA20050030
Source: HUD's national LIHTC database (LIHTCPUB, revised May 28, 2026; projects placed in service through 2024), as the state allocating agency reported it. HUD lists the property as still monitored for compliance. Contact the property's management for current rents, availability and income rules.
2026 income limits and rents in Lewis and Clark County
To rent an income-restricted apartment here in 2026, a household's income has to be at or under the unit's limit: $49,380 for one person or $70,620 for four at 60% of area median, $41,150 or $58,850 at 50%. HUD's FY2026 median family income for the area (Lewis and Clark County, MT HUD Metro FMR Area) is $122,400.
HUD's record lists the property's elected income test as 60% of area median (the 40/60 test).
Income limits by household size, 2026
| Level | 1 person | 2 people | 3 people | 4 people |
|---|---|---|---|---|
| 50% AMI | $41,150 | $47,050 | $52,950 | $58,850 |
| 60% AMI | $49,380 | $56,460 | $63,540 | $70,620 |
Maximum gross monthly rent by unit size, 2026
| Level | Studio | 1 BR | 2 BR | 3 BR | 4 BR |
|---|---|---|---|---|---|
| 50% AMI | $1,028 | $1,102 | $1,323 | $1,530 | $1,707 |
| 60% AMI | $1,234 | $1,323 | $1,588 | $1,836 | $2,049 |
Source: HUD FY2026 MTSP income limits (files dated March 27, 2026). Rents are ceilings, gross of the utility allowance for tenant-paid utilities, computed by the IRS Publication 5913 method (30% of the limit for 1 person in a studio or 1.5 people per bedroom, over 12, rounded down); the rent the property charges can be lower. A project's limits can't fall below those of earlier years (IRC 142(d)(2)(E)), so a property already in service may use higher figures. All 2026 limits for Lewis and Clark County, every level from 20% to 80%.
How long the units stay affordable
15-year compliance period: 2005 to about 2019. It starts with the first year of the credit period, which is the year the building was placed in service or, if the owner elects, the next year, so it can run a year later, through 2020 (IRC 42(f)(1), 42(i)(1)). It has ended.
Extended use: 2034 at the earliest. The extended use agreement keeps the units income-restricted for at least 15 years after the compliance period, 30 years in all; that is the federal minimum, and many state agencies require longer (IRC 42(h)(6)(D)).
HUD's record says the state agency set an affordability period of 46 years for this property, which would run to about 2050.
After year 14 an owner can ask the state agency to find a buyer at the "qualified contract" price; if none is found, the extended use period can end early, with three more years of protection for existing tenants, unless the agreement waives that right, as many states require (IRC 42(h)(6)(E)-(F)). The recorded agreement governs; ask the state agency for this property's terms.
QCT and DDA status
Its 2020 census tract, 30049000702, is not a Qualified Census Tract on HUD's 2027 list. ZIP code 59601 doesn't match a 2027 Small Difficult Development Area ZCTA.
For the year it was placed in service, HUD's record puts the property not in a Qualified Census Tract, on that year's tract boundaries.
The 2027 lists (HUD, Federal Register Doc. 2026-20390) govern allocations made after 2026, such as a resyndication; the property's original basis boost depended on the lists in force when it received credits. A ZIP code and its ZCTA usually match but not always. Check an exact address with the QCT and DDA lookup.
Other tax credit properties in Helena
- Red Alder Residences 42200 Henderson Street · 48 restricted units
- Red Alder 9%1549 Red Alder Loop · 37 restricted units
- Region Two Test Site301 Park Ave · 8 restricted units
- Guardian Apartments520 Logan St · 118 restricted units
- Fire Tower Apartments6 South Park Avenue · 44 restricted units
- River Rock Residences3225 Bedrock Drive · 33 restricted units
All 19 properties in Helena. Nearby cities: Butte (12), Belgrade (5), Great Falls (19), Bozeman (19), Livingston (5), Missoula (31).
How tax credit apartments work
Rent in an income-restricted unit is capped by the unit's size, not set by your income, and you qualify if your household earns at or under the unit's limit, usually 50% or 60% of the area median. You can apply with a Housing Choice voucher. How to qualify, step by step.