Alabama · HUD 2027 designations
Alabama 2027 QCTs and DDAs by county
HUD's 2027 list puts 316 Alabama census tracts, home to 904,945 people in the 2020 Census, in qualified census tracts, across 54 counties; Jefferson County (71), Mobile County (37), Madison County (22) have the most. 1 nonmetropolitan county is a difficult development area. 8 ZIP code areas (ZCTAs) are Small Area DDAs. A building in a QCT or DDA can take 130% of eligible basis. The lists apply to allocations and bond issues after December 31, 2026.
Qualified census tracts by county
Sources: HUD 2027 QCT data file (qct_data_2027.xlsx), checked tract by tract against HUD's QCT2027.csv; population from the 2020 Census columns in that file. Properties: HUD's LIHTC database (LIHTCPUB, revised May 28, 2026), monitored properties by 2020 tract.
Nonmetropolitan DDA counties
Every site in these counties is in a 2027 difficult development area: Chambers County.
Small Area DDA ZIP codes
In metro areas HUD designates DDAs by ZIP Code Tabulation Area. A ZCTA follows ZIP code boundaries closely but not exactly, so check a specific address with the lookup.
| Metro area | 2027 Small Area DDA ZCTAs |
|---|---|
| Birmingham-Hoover, AL HUD Metro FMR Area | 35213, 35223 |
| Chilton County, AL HUD Metro FMR Area | 35040 |
| Huntsville, AL MSA | 35763, 35808 |
| Macon County, AL HUD Metro FMR Area | 36830 |
| Montgomery, AL MSA | 36113 |
| Pickens County, AL HUD Metro FMR Area | 35461 |
Changes from the 2026 lists
Compared with HUD's 2026 lists, Alabama gains 52 qualified census tracts and loses 36; 2 Small Area DDA ZIP codes are new and 3 dropped off; 0 nonmetro DDA counties are new and 1 dropped off. A site that dropped off keeps its status for an application filed before 2027 and allocated within 730 days. Every state's changes.
| County | Tracts new for 2027 | Tracts dropped since 2026 |
|---|---|---|
| Jefferson County | 11, 12, 45.01, 51.03, 57.01, 58, 100.01, 104.02, 118.04, 129.05, 129.08, 129.19, 132, 143.01 | 38.02, 59.09 |
| Mobile County | 14, 19.02, 32.07, 39.02, 69.02 | 34.02, 36.07, 52, 67.02, 72.01 |
| Montgomery County | 25, 29.01, 29.02 | 15, 54.02, 56.14 |
| Dallas County | 9562.01, 9562.02 | 9570 |
| Talladega County | 117 | 105, 118 |
| Tuscaloosa County | 120.01, 120.02 | 128 |
| Autauga County | 208.03 | 210 |
| Blount County | 501.05, 505.01 | |
| Calhoun County | 7 | 4 |
| Chambers County | 9539, 9540.02 | |
| Conecuh County | 9604, 9606 | |
| DeKalb County | 9607.03, 9609 | |
| Etowah County | 9 | 12 |
| Fayette County | 202, 203 | |
| Hale County | 403, 404.01 | |
| Wilcox County | 347, 348.01 | |
| Barbour County | 9508 | |
| Bibb County | 100.01 | |
| Bullock County | 9522.01 | |
| Butler County | 9527 | |
| Clay County | 9590 | |
| Coffee County | 111 | |
| Colbert County | 201 | |
| Franklin County | 9737.01 | |
| Geneva County | 505 | |
| Henry County | 303 | |
| Jackson County | 9502 | |
| Lauderdale County | 110 | |
| Lawrence County | 9794 | |
| Lee County | 406.03 | |
| Limestone County | 211.01 | |
| Macon County | 2319 | |
| Madison County | 104.03 | |
| Marengo County | 9730.01 | |
| Marion County | 9640.01 | |
| Marshall County | 308.04 | |
| Monroe County | 756 | |
| Perry County | 6870.02 | |
| Pickens County | 501 | |
| Randolph County | 6 | |
| Russell County | 302 | |
| Shelby County | 301.02 | |
| St. Clair County | 405.08 |
Nonmetro DDA counties dropped: Washington County, AL HUD Metro FMR Area.
Small Area DDA ZIP codes new for 2027: 35808, 36830.
Small Area DDA ZIP codes dropped: 35080, 35147, 36505.
Computed by us from HUD's 2026 and 2027 files; 2026 notice: FR Doc. 2025-19007.
Designations: HUD 2027 QCT and DDA designations, FR Doc. 2026-20390 (91 FR 63573, Oct. 6, 2026).
More Alabama data
- LIHTC in Alabamaagency, QAP, ceiling
- Year 15 and Year 30 propertiesby county
- QCT and DDA lookupby address
- The 130% basis boostguide
Financing a Alabama deal in a QCT or DDA?
Construction, bond, bridge and permanent debt for 4% and 9% deals.