Kentucky · HUD 2027 designations
Kentucky 2027 QCTs and DDAs by county
HUD's 2027 list puts 262 Kentucky census tracts, home to 779,423 people in the 2020 Census, in qualified census tracts, across 70 counties; Jefferson County (57), Fayette County (18), McCracken County (8) have the most. 5 nonmetropolitan counties are difficult development areas. 5 ZIP code areas (ZCTAs) are Small Area DDAs. A building in a QCT or DDA can take 130% of eligible basis. The lists apply to allocations and bond issues after December 31, 2026.
Qualified census tracts by county
Sources: HUD 2027 QCT data file (qct_data_2027.xlsx), checked tract by tract against HUD's QCT2027.csv; population from the 2020 Census columns in that file. Properties: HUD's LIHTC database (LIHTCPUB, revised May 28, 2026), monitored properties by 2020 tract.
Nonmetropolitan DDA counties
Every site in these counties is in a 2027 difficult development area: Calloway County, Lee County, Perry County, Pike County, Simpson County.
Small Area DDA ZIP codes
In metro areas HUD designates DDAs by ZIP Code Tabulation Area. A ZCTA follows ZIP code boundaries closely but not exactly, so check a specific address with the lookup.
| Metro area | 2027 Small Area DDA ZCTAs |
|---|---|
| Bowling Green, KY HUD Metro FMR Area | 42122 |
| Cincinnati, OH-KY-IN HUD Metro FMR Area | 41091 |
| Livingston County, KY HUD Metro FMR Area | 42058 |
| Louisville, KY-IN HUD Metro FMR Area | 40059, 40245 |
Changes from the 2026 lists
Compared with HUD's 2026 lists, Kentucky gains 40 qualified census tracts and loses 40; 2 Small Area DDA ZIP codes are new and 2 dropped off; 1 nonmetro DDA county is new and 4 dropped off. A site that dropped off keeps its status for an application filed before 2027 and allocated within 730 days. Every state's changes.
| County | Tracts new for 2027 | Tracts dropped since 2026 |
|---|---|---|
| Jefferson County | 2.02, 40, 91.05, 119.09, 127.02 | 10, 66, 90.01, 112.01, 125.03, 126.05 |
| Kenton County | 613 | 612, 616, 644 |
| Pulaski County | 9304.03, 9306, 9310 | 9303.01 |
| Fayette County | 39.10 | 3, 15 |
| Pike County | 9309 | 9312, 9319 |
| Warren County | 104 | 101, 108.04 |
| Bourbon County | 301.01, 302.02 | |
| Bullitt County | 207.04, 211.04 | |
| Casey County | 9502 | 9505 |
| Harlan County | 9701 | 9713 |
| Henderson County | 201.01, 202 | |
| Knott County | 9601, 9602 | |
| Knox County | 9306.03 | 9306.04 |
| Letcher County | 9503, 9506.01 | |
| Marshall County | 9501.02, 9505.02 | |
| Perry County | 9706.02 | 9710 |
| Trigg County | 9701, 9702.01 | |
| Barren County | 9504.02 | |
| Bath County | 9701 | |
| Bell County | 9604 | |
| Butler County | 9302 | |
| Campbell County | 506 | |
| Christian County | 2013.04 | |
| Clark County | 201.01 | |
| Clinton County | 9702.02 | |
| Cumberland County | 9502 | |
| Daviess County | 9 | |
| Fleming County | 9201 | |
| Franklin County | 701.01 | |
| Fulton County | 9601 | |
| Gallatin County | 9601.03 | |
| Grayson County | 9502 | |
| Green County | 9303 | |
| Laurel County | 9705 | |
| Lawrence County | 9303 | |
| Leslie County | 9201.02 | |
| Lewis County | 9303 | |
| Madison County | 102.01 | |
| Magoffin County | 9701 | |
| Marion County | 9707 | |
| Martin County | 9502.01 | |
| McCreary County | 9604.01 | |
| Pendleton County | 9302 | |
| Rowan County | 9503.02 | |
| Scott County | 402.10 | |
| Todd County | 9503 | |
| Wayne County | 9202.02 |
Nonmetro DDA counties new for 2027: Lee County.
Nonmetro DDA counties dropped: Floyd County, Owensboro, KY MSA, Evansville, IN-KY MSA, Pulaski County.
Small Area DDA ZIP codes new for 2027: 42058, 42122.
Small Area DDA ZIP codes dropped: 40023, 40026.
Computed by us from HUD's 2026 and 2027 files; 2026 notice: FR Doc. 2025-19007.
Designations: HUD 2027 QCT and DDA designations, FR Doc. 2026-20390 (91 FR 63573, Oct. 6, 2026).
More Kentucky data
- LIHTC in Kentuckyagency, QAP, ceiling
- Year 15 and Year 30 propertiesby county
- QCT and DDA lookupby address
- The 130% basis boostguide
Financing a Kentucky deal in a QCT or DDA?
Construction, bond, bridge and permanent debt for 4% and 9% deals.