McCreary County, Kentucky · HUD 2027 QCT list
Qualified census tracts in McCreary County, Kentucky (2027)
5 census tracts in McCreary County are qualified census tracts on HUD's 2027 list, home to 13,458 people in the 2020 Census. A LIHTC building in one can take 130% of eligible basis for allocations and bond issues after December 31, 2026.
Tract list
| Census tract | Population | Poverty rate | Median household income | LIHTC properties |
|---|---|---|---|---|
| 9601 | 2,232 | 32.4% | $40,369 | 0 |
| 9602 | 918 | 60.8% | $29,044 | 0 |
| 9603.02 | 3,115 | 45.4% | $23,281 | 1 |
| 9604.01 | 3,419 | 40.5% | $31,597 | 0 |
| 9604.02 | 3,774 | 38% | $29,420 | 0 |
Source: HUD 2027 QCT data file (qct_data_2027.xlsx), the tract figures HUD published with the 2027 list (population: 2020 Census; poverty rate and median household income: 2020-2024 ACS 5-year estimates, blank where HUD's file is blank). LIHTC properties: monitored properties in HUD's LIHTC database (LIHTCPUB, revised May 28, 2026). Designations: FR Doc. 2026-20390.
Changes from 2026: 1 tract is new for 2027 (9604.01); none dropped off. All 2027 changes.
How HUD picks these tracts
A tract qualifies when at least half of its households earn under 60% of area median gross income, or its poverty rate is 25% or more. HUD cannot designate more than 20% of a metro or nonmetro area's population, so it ranks eligible tracts and some that pass the tests miss the list. That is why a tract in this county with a high poverty rate may not appear here. The 2027 designations take effect for buildings whose credits are allocated, or whose bonds are issued, after December 31, 2026; a site that drops off a later list keeps its status if a complete application was filed before the new list took effect and credits are allocated within 730 days of that filing (HUD notice, FR Doc. 2026-20390, section VII).
Census tract boundaries do not follow streets you can see, so confirm a site with the address lookup, which returns the tract from the Census geocoder.
More McCreary County data
- McCreary County 2026 income and rent limitsHUD MTSP
- Kentucky QCTs and DDAsall counties
- Credit estimatorwith the 130% boost
Financing a deal in McCreary County?
Construction, bond, bridge and permanent debt for 4% and 9% deals.