Saratoga County, New York · HUD 2027 QCT list
Qualified census tracts in Saratoga County, New York (2027)
2 census tracts in Saratoga County are qualified census tracts on HUD's 2027 list, home to 5,163 people in the 2020 Census. A LIHTC building in one can take 130% of eligible basis for allocations and bond issues after December 31, 2026. Separately, 5 ZIP code areas in the Albany-Schenectady-Troy, NY MSA are 2027 Small Area DDAs.
Tract list
| Census tract | Population | Poverty rate | Median household income | LIHTC properties |
|---|---|---|---|---|
| 622 | 3,117 | 19.2% | $48,658 | 0 |
| 623 | 2,046 | 16% | $53,462 | 0 |
Source: HUD 2027 QCT data file (qct_data_2027.xlsx), the tract figures HUD published with the 2027 list (population: 2020 Census; poverty rate and median household income: 2020-2024 ACS 5-year estimates, blank where HUD's file is blank). LIHTC properties: monitored properties in HUD's LIHTC database (LIHTCPUB, revised May 28, 2026). Designations: FR Doc. 2026-20390.
Changes from 2026: 1 tract is new for 2027 (623); none dropped off. All 2027 changes.
How HUD picks these tracts
A tract qualifies when at least half of its households earn under 60% of area median gross income, or its poverty rate is 25% or more. HUD cannot designate more than 20% of a metro or nonmetro area's population, so it ranks eligible tracts and some that pass the tests miss the list. That is why a tract in this county with a high poverty rate may not appear here. The 2027 designations take effect for buildings whose credits are allocated, or whose bonds are issued, after December 31, 2026; a site that drops off a later list keeps its status if a complete application was filed before the new list took effect and credits are allocated within 730 days of that filing (HUD notice, FR Doc. 2026-20390, section VII).
Census tract boundaries do not follow streets you can see, so confirm a site with the address lookup, which returns the tract from the Census geocoder.
More Saratoga County data
- Saratoga County 2026 income and rent limitsHUD MTSP
- Year 15 and Year 30 propertiesSaratoga County
- New York QCTs and DDAsall counties
- Credit estimatorwith the 130% boost
Financing a deal in Saratoga County?
Construction, bond, bridge and permanent debt for 4% and 9% deals.